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Which is better, paying off debt or investing your money? Theres no quick and easy answer to this question. The decision involves some comparison between what your debt is costing you and what you expect to make in return for your investments.

Paying off debt can be a tedious and painful process. But it is possible, and there are ways to speed things up and sometimes make it a little fun (really).

You know something isn't right with your finances, but you're just not sure where to begin. We can help with that.

A useful guide to the content housed on MoneyManagement.org.

This page contains resources and guidance for anyone experiencing unplanned joblessness. This advice is meant to guide you through the immediate and long-term stages of recovery.

Listen to real people discuss their debt struggles and share the strategies that eventually made them success stories in this podcast series from Money Management International.

MMI’s dedicated Business Development team is always on the lookout for strategic, mutually beneficial partnerships across industrial sectors. We're motivated to change how American consumers overcome challenges through education, one-on-one counseling, and timely, expert advice.

A collection of MMI's most recent national and targeted press releases.

Debt counseling is typically offered through credit counseling agencies and is often called “credit counseling” as well. The process of debt counseling is simple: you meet (online, in-person, or over the phone) with a trained credit counselor. The counselor thoroughly reviews your finances and then makes personalized recommendations.

Consumer Credit Counseling Services (CCCS) offers financial education, budgeting assistance, and Debt Management Plans (DMP) through their network of counseling offices. All CCCS agencies are 501(c)(3) nonprofits.

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Better Business Bureau

MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Trustpilot

MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.